Fractional Ownership Vs Timeshare: What’s Right for You?
March 27th 2018 Posted by: smtnwordpress Category: For Buyers

Fractional Ownership Vs Timeshare

Did you know there is more than one type of vacation ownership?

This goes beyond fixed, floating, and points-based ownerships. When searching for a vacation property, you can choose what style ownership you want. You get to pick fractional vs timeshare.

What is a Timeshare?

Most people are familiar with timeshare ownership. Even just breaking down the word will tell you exactly what it means: you purchase a “share” of “time” at a resort.

Rather than purchasing an actual vacation home or a specific unit, you are paying to visit a resort property for a specific time each year. As timeshare ownership has advanced, owners now have more flexibility as to when they visit their timeshare with floating weeks and timeshare points. But the fact remains is that timeshare owners own time and not any form of real estate property.

Timeshare owners pay annual maintenance fees instead of a mortage. Maintenance fees pay to keep the resort updated and running smoothly. They are also used for upgrades and revisions to ensure owners have the best experience vacationing possible.

Timeshare Brands

If you are searching for a timeshare ownership, you can purchase a week (or points) through many popular hospitality brands including Marriott, Wyndham, Disney, Hilton Grand Vacations, and others.

Timeshare ownership at any of these brands entails:

  • Deeded or Right To Use contract
  • Studio up to multi-bedroom accommodation options
  • Access to on-site resort amenities and services
  • Annual, biennial, triennial, biannual travel privileges
  • Fixed week(s), floating week(s), or timeshare points ownership options
  • Possibility for internal exchange (brand dependent)
  • Access to external exchange companies and their services (through a membership) such as RCI and Interval International

What is Fractional Ownership?

Fractional ownership is more like owning real estate, similar to a vacation home. However, fractional ownership is similar to timeshare ownership in the fact that you own a part of the title.

With fractional ownership, you get a registered title deed that allows you to use the unit/property for eight weeks out of the year. Some fractional ownership properties allow you to use more or less than eight weeks, depending on how the developer divides the time between owners.

Owning more time, gives you more options. Visit the property as often as your title allows, or choose to make some profit by renting out some of the weeks at your fractional ownership resort.

Fractional Ownership Brands

Some of the most popular fraction ownership brands are Four Seasons Residences and Ritz Carlton Club. You’ll find resorts in destinations like Costa Rica, Hawaii, St. Thomas, San Francisco, and beyond. These brands are known for their impeccably high standards of service, accommodations, and resort features.

Fractional ownership entails:

  • Generally a Right To Use ownership
  • High-end, unique accommodations with impressive decor and furnishings
  • Rich amenities like butler service, gourmet chef prepared meals en-suite, personalized travel services, and more
  • Multiple weeks at your designated fractional ownership property
  • Higher maintenance fees than a timeshare (more time, more luxurious features and amenities)
  • Possibility for internal exchange (brand dependent)
  • Access to external exchange companies and their services (through a membership) with a very high trading power

Buy Resale and Save

Both timeshares and fractional ownership can be found on You’ll find fractional ownership resales tend to be significantly more expensive than a timeshare resale. This is because of the higher caliber of resorts as well as the longer usage time.

Search our vast inventory of timeshares for sale to discover up to 70% off retail on both types of ownership. Whether you are searching for fraction ownership brands or a timeshare week, you’ll find it for less with us!


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